Annual Percentage Rate (APR) represents the annualized interest rate that you are charged for borrowing. It is the combination of the nominal interest rate and some additional costs such as fees involved in obtaining a loan. Since ClickLendNow is not involved in the lending process, we can not deliver any specifics about the APR you will be offered. The APR depends solely on your provider decision, based on various factors including your credit score, credit history, income, and some other information you supply in your request.

If you borrow $2,500 over a term of 1 year with an APR of 10% and a fee of 3%, you will pay $219,79 each month. The total amount payable will be $2,637, with a total interest of $137,48.

ClickLendNow cannot predict what fees and interest rate will be applied to the loan you will be offered. It is your responsibility to peruse the loan agreement carefully and accept the offer only if you agree to all the terms. ClickLendNow service is free of charge, and you are under no obligation to accept the terms that the lender offers you.

When you accept the terms and conditions for a loan, you enter into a commitment to repay the amount you owe according to the specific schedule outlined in the documents. In the event of non-payment, additional charges may be applied. Late payment penalties vary by provider, and as ClickLendNow is not involved in the lending process, we cannot supply any information on the fees you will incur if any default occurs.

ClickLendNow is not involved in any debt collection practices and cannot make you aware of any of them. For more information visit our page for Responsible Lending. ClickLendNow.com itself isn’t involved in debt collection.

Loan renewal options are not always available. It is therefore advisable to clarify whether the option is available. Be sure to carefully peruse the renewal policy presented in the agreement before you sign the documents.